You Can Be Rich Without the Gimmicks
December 10th, 2009 |
Losing weight can be a frustrating and hopeless experience. You spend time sacrificing your favorite foods, working out when you don’t want to and you still seem to make no progress towards your desired weight. You begin to believe you cannot do it; or that maybe your current weight is just fine or that the only way to your goal is through extreme actions.
When you hit that point when all your energy and hope to achieve your target is gone you begin to look for the miracle cure and have a tendency to forget about common sense. Suddenly surgery and supplements that will cost you hundreds seem like the only option.
Money can often time feel this way also. After trying for months or sometimes years to establish a savings program if you have had no success you begin to think that get rich quick schemes and the lottery are your only option to wealth. You begin to believe that you don’t even make enough to get you to retirement or even to a place where you can breathe in between paychecks.
The Sharks
Unfortunately, there are many people out there waiting to prey on your hopelessness and temporary loss of common sense. In the weight loss world it can appear as products like a miracle berry or fat blocker pills. In the money world it comes in the form of make thousands from home working only a few hours a week or uses other people’s money to create a real estate portfolio. None of these options are going to get you to your goal and actually keep you there long term.
So how do you move yourself beyond the doubt that you can accomplish your goals and start down a track that will actually allow you to save money that will be around long term? It can be as simple as starting with four steps.
Sleep on All Major Decisions
One of the best things you can do to avoid getting trapped in the get rich quick schemes is to implement a policy of sleeping on everything! Take the extra time that you are using to think about your decision to talk to someone you trust to see what they think about the opportunity. Do some search engine searches on your prospective opportunity but add the words such as bad, stay away or other negative words on to it. You may be surprised at what you find. People sometimes laugh at me or look at me funny when I say I need to sleep on it, but since I made that a requirement my decisions that I regret have decreased.
Begin Learning about the Basics of Money
It is hard to make progress in any area that you don’t know anything about. When I was recently trying to improve upon my healthy eating (or lack thereof) I read everything I could get my hands on and hired a nutritionist. It was only with these combined that I finally was able to pull it all together and understand what a healthy meal was. Money is the exact same. When you don’t understand it, it becomes very easy for people to take advantage of you and it makes wealth seem like an un-climbable mountain! Start simple, begin reading one personal finance article a week or subscribe to a magazine or e-zine. Anything for you to start that learning process.
Remember that Small Changes can make a Difference
Small changes can make a big difference in adjusting your weight. Simply adding more water to your day can increase the functioning of your bodies thus allowing your cells to process the food that you do take in more efficiently. Setting aside $25 a month does eventually add up and can help you achieve wealth!
Believe in Yourself and Listen to your Instincts
I know this is one of those easier said than done things; it takes time to get to a point that you can do this with full confidence. However, every step closer to this point helps with your money decisions. This will actually become easier as you do the other three things, as they will build your self confidence. When you lose five pounds and see that you can do it you become more in tuned to yourself. When you save $300 you will get the belief in yourself and know that you can lead the way. And if you listen to your gut when it says don’t invest with this guy then you create trust in yourself that you can do this and make the right decisions.
Everyone can be rich, no matter how much they make, as long as they make smart choices and take the necessary steps to save the money. It is about making decisions that will get you there and keep you there. Taking time to evaluate all decisions, educating yourself about money, making small changes and believing in yourself will get you there. I know you can do this, now you just need to believe in yourself! Start with these four steps and you will be on your way.
Andrea Travillian
http://www.smartstepomaha.com
Making Money Fun and Easy Allowing You to Fulfill Your Dreams
Visit my website at the above link for more ideas on how to improve your money health and live your dream life!
Useful Links:
"There are numerous places to find free personal finance software, which can help you to prevent the on set of debt and other financial worries."
